Utah Mortgage Broker License Requirements
You’re required by Utah law to complete 20 hours of approved education and pass an exam. The exam covers state and federal laws and rules relating to mortgage lending. 

To work as a mortgage officer in Utah, you need to:

1. Meet the statutory licensing qualifications of good moral character, competency, honesty, integrity, and truthfulness. You will need to submit to the Division two fingerprint cards and a signed Fingerprint Waiver (issued at the testing center).
2. Be at least 18 years of age at the time of application.
3. Complete 20 hours of approved education at a certified prelicense Mortgage school. ProSchools does not currently offer the Utah Mortgage Lending courses. For information on approved providers, visit the Utah Division of Real Estate. You will need to submit the original and signed Education certifying document to the Division.
4. Take and Pass the state mortgage officer exam. The $59 exam is due at the time of scheduling the examination. The exam is divided into 80 questions of General knowledge and 20 questions on Utah specific laws. Click here for more exam information.
5. Submit a completed and signed application (issued at the testing center). Include a $275 non-refundable fee, and signed responses to the Qualifying Questionnaire (issued at the testing center) and supporting documentation to any "Yes" answers.

Utah Mortgage Lending License Exam Information

Utah law requires all entry level students pass a state-approved exam prior to working as a mortgage officer.

New Utah mortgage officers must pass a computerized license examination administered at Pearson Vue facilities across the United States. To schedule an exam date and time, visit www.pearsonvue.com. You are encouraged to reserve your exam date early.

To schedule an exam, you will need to provide the following information:

1. Personal information – legal name, address, e-mail address, phone number, Social Security Number and date of birth.
2. The name of the examination
3. Preferred examination date and test center location
4. Exam fees paid in full by credit card

Visit www.pearsonvue.com for more exam reservation guidelines. Scheduled test dates vary widely by location.

Upon arriving at the test center, you’ll need to show two pieces of ID (one photo-bearing), confirmation number provided when the reservation was made, a Candidate Education Certifying document stamped and signed by a school official and/or the Utah Division of Real Estate. The test administrator will direct you to a computer where you can access the exam. You will have three hours to answer 100 multiple-choice questions. You will leave the test center with your official scores.