Idaho Mortgage Broker License Requirements
You’re required by Idaho law to be licensed as a loan originator prior to conducting origination activity.

To work as a mortgage loan originator in Idaho, you need to:

1. Submit a loan originator application and pay the application fee. The $200 application fee is payable to the Idaho Department of Finance.
2. Submit a Financial Responsibility/Surety Bond or Certificate of Deposit. Bond of CD must be provided in the amount of $10,000. The original bond or CD must be provided if a new bond or CD is submitted. A CD must be payable to the Idaho Department of Finance with interest payable to the individual. A CD must remain in place for a period of 3 years after cessation of Idaho licensure.
3. Verification of employer relationship establishment. Hire and/or termination of employer relationship must be completed prior to issuance of license.