For whom is the exam prep program designed?
The Washington insurance exam prep program is designed for you if:

• you are a currently licensed salesperson needing to pass the state exam to get your insurance license, or
• a long period of time has passed since you took your insurance prelicense program of study and you want to brush up your knowledge before taking the state exam.

If you are licensed in another state, generally you will need to take 4 hours of law as well as passing each portion of the exam you are getting licensed in. The state mandates that these 4 hours be taken at a registered school. However, at their discretion, the state will offer waivers to allow home study. You will need to check with the Washington Department of Insurance to see if you qualify for a waiver.

If I use an exam prep program, do I still need to complete an insurance prelicense program of study?
Yes.  If you are not currently a licensed insurance agent (producer) in Washington, you will need to complete the required hours for each line of insurance.  An exam prep program does not replace the required insurance licensing program.  For information on ProSchools’ Washington Insurance prelicense program, click here.

What is the exam prep course?
ProSchools’ exam prep contains hundred of questions in a multiple-choice format. The questions are available on the Internet – all you need is a username and password, and you’re off and running. The huge value added by ProSchools’ program is that we provide you with a full explanation as to why each answer is correct. You may take each quiz as many times as you like. The program will keep track of your scores for you, so you can easily see your progress.

What topics are covered in the exam prep course?
ProSchools exam prep program covers all the required topics pertaining to law, life, disability, property and casualty that is included on the test. More specifically the Law course covers The Commissioner, Terms and concepts, Licensing and Marketing practices. The Life course covers Types of policies, Policy riders, provisions, options, and exclusions, Completing the application, underwriting, and delivering the policy, Taxes, retirement, other insurance concepts AND Washington laws, rules and regulations pertinent to life insurance, Marketing methods and practices, Policy clauses and provisions and Group life.

The Disability course covers types of policies, policy provisions, clauses and riders, social insurance, other insurance concepts, field underwriting procedures and Washington laws, rules and regulations pertinent to disability insurance, marketing methods and practices, Policy clauses and provisions, Health care services and HMOs and the Health Insurance Coverage Access Act.

The Property/Casualty course covers types of policies; insurance terms & related concepts; policy provisions & contract law; and Washington laws, rules and regulations pertinent to property insurance, definitions - surplus lines; cancellation/nonrenewal - commercial & homeowners; applications and binders; agent responsibilities; agents’ contracts; overinsurance and the FAIR Plan.

The Casualty portion of the course covers types of policies, bonds, and related terms; insurance terms & related concepts; policy provisions; and Washington laws, rules and regulations pertinent to casualty insurance, Definitions - surplus lines; cancellation/nonrenewal - commercial & homeowners; applications and binders; agent responsibilities; agents’ contracts; automobile insurance; financial responsibility; PIP endorsement and workers’ compensation.

How does the testing program work?
The online program allows you to take quizzes in multiple formats. You may take them in “open review” or “scored” format. “Open review” format allows you access to answers and explanations thereby helping you learn the course material. You will know immediately if your answer is "Correct" or "Incorrect," plus you will have instant access to a comprehensive explanation. The “Scored” format helps test your comprehension and retention of the material. It simulates real-world exam conditions, in that you will answer each question without access to the correct answer or explanation.

When you are finished, your score is presented. The score provides you with insight as to how well prepared you are at any given point to take the state exam. You will also have the opportunity to see any questions you missed and have access to a comprehensive explanation.