Tennessee Insurance License Requirements
To get a permanent resident producer insurance license in Tennessee, you must:

1. Obtain a Uniform Application for Resident Individual Insurance Producer License.
2. Complete prelicensing education requirement for the line(s) of insurance you wish to be licensed.
   
   

   Required hours of education:

   20 hours	Tennessee Life insurance
   20 hours	Tennessee Accident & Health insurance
   20 hours	Tennessee Property insurance
   20 hours	Tennessee Casualty insurance

   
   
3. Schedule an examination with Pearson VUE.
4. Submit your application materials and filing fee at the test center when you sit for your state examination.
5. Pass the required examination.
6. Submit fingerprints. Effective July 1, 2008, anyone taking a Tennessee Insurance examination must be fingerprinted. Requests for a fingerprint-based background check must be submitted through the use of the Tennessee Applicant Processing Service. Fingerprint information can be found at the Insurance Division website.

You will be issued a license by the Tennessee Department of Commerce and Insurance once you have passed the examination and the Department is satisfied that you have met all other licensing requirements. If you are issued a license, you can not engage in the business of insurance until you are contracted by an insurer.

Tennessee Insurance License Exam
Tennessee insurance license applicants must pass a computerized license examination administered by Pearson VUE, a national testing firm. To schedule an exam date and time, you can call them toll-free at (800) 274-4957 or visit www.pearsonvue.com. You are encouraged to reserve your exam date at least three or four business days prior.

To schedule an exam, Pearson VUE will require the following:

1. Personal information – legal name, address, phone, SSN, date of birth, and daytime telephone number
2. Name of the examination(s)
3. Preferred examination date and test center location
4. Failing score report (if retaking an exam)
5. Name and provider number of your education provider
6. Course provider number
7. Exam fees paid in full

For more information, click here to view Pearson VUE’s complete Licensing and Examination Information Booklet, which includes details of all licensing requirements, exam reservation guidelines, and a list of all Pearson VUE test center locations and hours of operation. Scheduled test dates vary widely by location.

On the day of your examination you must bring the following to the test center:

1. Two forms of current signature identification, one of which must include a government-issued photo such as a driver's license or state ID
2. A completed and signed Uniform Application, which must include a completed Prelicensing Education Proof of Completion
3. The state application filing fee in the form of an insurance company check, certified check, cashier's check, or money order, made payable to the Tennessee Department of Commerce and Insurance

Candidates who pass all parts of the examination will receive a score report that reads "pass," and no numeric score will be reported. Candidates who fail one or more parts of the examination will receive a numeric score for each part they failed.

Tennessee Insurance License Exam Structure and Content
Each major lines examination is given in a multiple-choice format and consists of two parts. In order to pass an examination, you must pass both Part 1 and Part 2 within one year of each other. The passing score is 70.

Part 1 deals with general insurance product knowledge. Part 1 consists of 50 questions that count towards the score and 10 pretest questions that do not count towards the score. Part 2 deals with insurance laws, rules, regulations, and practices that are unique to Tennessee. The number of questions on Part 2 depends on which of the major lines examination you are taking.