Meet Oregon Insurance License Requirements & Pass The State Exam with ProSchools

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Oregon Insurance License Requirements
To obtain an insurance license in Oregon, you must satisfy these requirements:

1. Complete the education requirements. You must complete your education hours through a state-approved school, like ProSchools. Historically there has been a separate 8-hour code and statutes requirement. That is no longer the case. Code is still required, but now has no separate hourly requirement. The code and statutes material is included in the hours for the line of authority you will be licensed in.
   
   

   Required hours of education:

   20	hours Oregon Life insurance
   20	hours Oregon Health insurance
   20	hours Oregon Property insurance
   20	hours Oregon Casualty insurance

   Most commonly, students enroll in 40 hours of education for a Life & Health (L&H) license or 40 hours for a Property & Casualty (P&C) license:

Upon finishing the coursework, you’ll receive a course completion certificate which is valid for one year.

2. Submit insurance license application to the state’s Department of Consumer and Business Services (DCBS), which is Oregon’s insurance department. You may submit a "paperless" application or submit your application manually.
   To submit a "paperless" application you must:
   • Obtain the "paperless" application by clicking here.
   • Pay the application fees by credit card. The application and processing fees are $75 ($30 application + $45 license).
   • If you are applying for your initial insurance license, you must submit a Criminal Records Request Form, completed fingerprint card and a $47.25 fee for processing the background check.
   To submit your application manually you must:
   • Fill out the application completely
   • Pay the application fees. The application and processing fees are $75 ($30 application + $45 license).
   • If you are applying for your initial insurance license, you must submit a Criminal Records Request Form, completed fingerprint card and a $47.25 fee for processing the background check.
   Applications usually take 2 to 4 weeks to process. For your convenience, ProSchools provides a fingerprinting service at our West Portland location.
3. Pass the Oregon insurance license exam with a score of 70% or better.
4. Maintain a place of business and/or live in Oregon.

If you are an insurance agent licensed in another state, you need to:

1. Request an original letter of clearance from the regulatory agency of the state in which you are actively licensed.
2. Find out if you are eligible for a waiver of the prelicensing and/or exam requirements by contacting the DCBS staff.
3. Submit insurance license application to the state’s Department of Consumer and Business Services (DCBS), which is Oregon’s insurance department. You may submit a "paperless" application or submit your application manually.
   To submit a "paperless application you must:
   • Obtain the "paperless" application by clicking here.
   • Pay the application fees by credit card. The application and processing fees are $75 ($30 application + $45 license).
   • If you are applying for your initial insurance license, you must submit a Criminal Records Request Form, completed fingerprint card and a $47.25 fee for processing the background check.
   To submit your application manually you must:
   • Fill out the application completely
   • Pay the application fees. The application and processing fees are $75 ($30 application + $45 license).
   • If you are applying for your initial insurance license, you must submit a Criminal Records Request Form, completed fingerprint card and a $47.25 fee for processing the background check.
   Applications usually take 2 to 4 weeks to process. For your convenience, ProSchools provides a fingerprinting service at our West Portland location.

Oregon Insurance License Exam Information
Oregon insurance license applicants must pass a computerized license examination administered by Prometric, a national testing firm. To schedule an exam date and time, you can call them toll-free at (888) 763-0135 or visit www.prometric.com. You are encouraged to reserve your exam date at least three or four business days prior.

To schedule an exam, Prometric will require the following:

1. Personal information – legal name, address, phone, SSN, date of birth
2. Exam specifics – exam type, preferred date and test center location
3. School code – a 4-digit code on your course certificate of completion
4. Failing score report (if retaking an exam)
5. Exam fees paid in full (individual exams are $55; combined exams are $65)

For more information, click here to visit Prometric's website or you can access the Prometric License Bulletin, which includes details of all licensing requirements, exam reservation guidelines, and a list of all Prometric test center locations and hours of operation.

Upon arriving at the test center, you’ll need to show two pieces of ID (one photo-bearing) and course completion certificates to the test administrator. Then a brief online tutorial will familiarize you with the computerized testing system before you answer a series of multiple-choice questions.

If taken separately, the Life exam and the Health exam have 100 questions each. The Life and Health combined exam has 150 questions. The combined Property and Casualty exam has 150 questions. If taken separately, they have 100 questions each.

You will have plenty of time to complete the exam. The amount of time depends on how many exams you’re taking at a single sitting. If you take exams separately, you have 2 hours; if you take combined exams, you have 2-1/2 hours. Be sure to attempt to answer every question. A minimum score of 70% is required to pass all insurance exams. Your score will be available immediately. A passing score is valid for one year.