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Colorado Insurance License Renewal & Continuing Education: Frequently Asked Questions  

What are the continuing education requirements for renewing my Colorado insurance license?
Colorado insurance licenses are required to complete 24 hours of Colorado approved continuing education every two years. Three of the 24 hours must hours must be in ethics.

When will I be required to comply with the CE requirement?
First time licensees do not have to comply until their second continuation, and then every two years after that. If you have already gone through a continuation, you must comply by your next continuation, and then every two years.

I have more than one Colorado insurance authority. Will I need 24 credit hours for each authority?
No. You are required to complete a total of 24 credit hours every two years.

Can I carry over extra CE credit hours?
No.

If the only authority I have is Life, Accident and Health, which classes can I take for CE credit?
At least 18 hours must be in the Life/Health category with the balance in the Life/Health or Property/Casualty categories.

If the only authority I have is Property or Casualty, which classes can I take for CE credit?
At least 18 hours must be in the Property/Casualty category with the balance in the Life/Health or Property/Casualty categories.

Are their any required courses or hours?
Yes. Of your 24-hour requirement, you must complete at least 3 hours of ethics.

Is special training required for marketing long-term care products?
Resident producers marketing long-term care products in Colorado are required to complete a one-time, two hour approved course.

Are producers with professional designations exempt?
No.

I am a non-resident license holder. Am I required to comply with Colorado's CE requirements?
If you have satisfied the continuing education requirements of your home state, Colorado will consider that as satisfaction of the continuing education requirements, as long as your home state recognizes the satisfaction of its continuing education requirements imposed upon producers from Colorado on the same basis.

What if I'm late paying my continuation fee?
If the fee is not paid, the license is not valid and it will be considered expired as of the renewal date. After your license is expired, you will have to pay new license fees in order to reinstate it. If your license is expired for more than one year, you will have to complete all prelicensing requirements to have it reinstated.

What if I'm late completed my CE hours?
If the CE is not completed, the license is not valid and it will be considered expired as of the renewal date. You will be required to submit a new license reinstatement application after you have completed the continuing education credits.

Can a course be repeated?
A producer who successfully completes a course may not repeat the course and count it toward the required hours within two years of its original completion date, except for courses that deal with statutory updates. All eligible courses will have a different course number.