Pass the NMLS Exam with ProSchools' Exam Prep Courses
Ace your NMLS license exam the first time with ProSchools' powerful national and North Carolina Exam Prep programs. Included are lessons with multi-media reviews, knowledge-building exercises, and hundreds of practice questions (complete with explanations) that test you on the NMLS exam topics. Plus, track your progress and exam readiness with our mortgage exam score monitor. You'll learn how to overcome test-taking anxieties too! Enroll now and pass with confidence.
Note: ProSchools' is an NMLS-approved course provider and has submitted prelicense courses for NMLS approval. This web page will be updated immediately after the course is approved.

North Carolina Loan Originator NMLS Licensing Title (click for details) Hours Format Price   Complete SAFE Loan Originator Test Prep (National + NC State) n/a Online $149.00 Info ⁄ Buy Now National SAFE Loan Originator Test Prep n/a Online $99.00 Info ⁄ Buy Now North Carolina State SAFE Loan Originator Test Prep n/a Online $79.00 Info ⁄ Buy Now

What you get with ProSchools' NMLS Exam Prep programs

1. Hundreds of online practice questions with explanations and score tracking
2. Lessons on NMLS exam topics in easy-to-read and printable formats
3. Multi-media chapter reviews
4. Knowledge building exercises for the loan originator exam
5. Exam prep tips and strategies

North Carolina Mortgage Loan Originator License Requirements
In order to be licensed as a mortgage loan originator in North Carolina you must do the following:

• Complete at least 24 hours of NMLS approved prelicense education. The prelicense education must include at least (4) hours of North Carolina laws governing the mortgage industry; (3) hours of federal laws and regulations; (2) hours of ethics, including instruction on fraud, consumer protection, and fair lending; and (2) hours related to lending standards for the nontraditional mortgage product marketplace.
• Pass a National and North Carolina state NMLS exam.
• Submit fingerprints for a criminal records check and credit checks.
• File the MU4, pay the fee and provide explanations for any affirmative answers given to any disclosure questions on the MU4 application.

NMLS License Exam Information

The NMLS Mortgage Loan Originator test consists of two separate exams called "components":

1. National component (100 questions with 90 scored and 10 unscored): The exam will cover: 1) Federal mortgage-related laws (35%); 2) General mortgage knowledge (25%); 3) Mortgage loan origination activities (25%); 4) Ethics (15%)
2. North Carolina component (65 questions with 55 scored and 10 unscored): The exam will cover: 1) North Carolina Banking Commission 5%); 2) State law and regulation definitions (15%); 3) License law and regulation (15%); 4) Compliance (53%); 5) Disciplinary action (10%) and 6) Unique State Areas (2%)

To schedule and take an exam you must:

1. Create an account in NMLS. Anyone seeking a license must have or create an account in NMLS prior to enrolling.
2. Enroll in the National and/or State-specific test. The fees for the exam will be paid at the time of enrollment through the NMLS.
3. Study for the exam. Note: You are not required to complete your prelicense education prior to taking the exam!
4. Schedule your exam through either Prometric or Pearson VUE. The test is administered at nearly 500 locations nationwide.
5. Arrive at the test center 30 minutes prior to your appointment with current government-issued ID that contains a photo and signature.