The disability market is changing and these changes are opening new opportunities for the disability income producer. Any client who needs an income to support themselves and their family is part of the market for disability income insurance. Disability income insurance protects the client’s livelihood and should be considered an integral part of each client’s financial plan. This course will enable you to better understand disability income coverage and how to assist your clients in making decisions regarding the appropriate coverage. The Office of Insurance Commissioner does not allow courses to be repeated within a three-year period.
Intro to disability income insurance * The need and coverage options * Features and options * Disability income group insurance * Disability income insurance and the professional and business markets * Disability income for the middle-income market * Taxation * Underwriting * Insuring disability through Social Security *
Convenient for home or office study! Chapter reviews help focus on important terms and concepts. Frequent quizzes reinforce the material. Case studies help you understand complex concepts.
