Licensing Exam Information

The SAFE Mortgage Loan Originator Test consists of two separate exams: a national component and a state component. The NMLS Test Content Outlines detail what will be covered on the test, how many questions and how each test is weighted. To schedule and take an exam you must establish an Individual Account in NMLS. Visit the NMLS Resource Center for information on how to create an account. You can also reference the Create an Individual Account Quick Guide, which provides step-by-step instructions.

1. Establish an Individual Account in NMLS. Visit the NMLS Resource Center for information on how to create an account. You can also reference the Create an Individual Account Quick Guide, which provides step-by-step instructions.
2. Create and pay for a Test Enrollment Window. After you have established an account on NMLS, you can create and pay for a test enrollment window. You cannot schedule a test appointment without creating and paying for a test enrollment first. For information on how to enroll for a test, refer to the Test Enrollment Quick Guide for MLOs on the NMLS Resource Center.
3. Schedule a Test Appointment. Once you have created a test enrollment, you are now ready to schedule your test appointment. Go to the Test Center Locations page of the NMLS Resource Center to select a test center that is convenient for you. Follow the instructions on the screen to make the appointment.
4. Study for the test component. ProSchools' NMLS-approved courses and SAFE Loan Originator Test Prep courses are designed to simulate the SAFE Loan Originator Test components.
5. Arrive at the test center 30 minutes prior to your appointment with current government-issued ID that contains a photo and signature.