Licensing Requirements
The SAFE Act requires District of Columbia licensed mortgage loan originators to meet minimum licensing standards. The minimum requirements to be a licensed mortgage loan originator in District of Columbia are:
- Complete 20 hours of NMLS-approved prelicense education. The education must include a minimum of:
- three hours of federal mortgage law;
- three hours of ethics;
- two hours related to the nontraditional mortgage market place;
- three hours of District of Columbia mortgage law.
- Pass the national component of the SAFE MLO Test and the District of Columbia component of the SAFE MLO Test.
- Submit fingerprints to the NMLS for a criminal background check.
- Authorize a credit report within the NMLS.
- Register and obtain a Unique Identifier with the NMLS.
For information on District of Columbia licensing requirements, visit the District of Columbia Department of Insurance, Securities and Banking Bureau
website or the Nationwide Mortgage Licensing System
website.