Licensing Requirements

To obtain an insurance license in Oregon, you must satisfy these requirements:

1. Complete the education requirements. You must complete your education hours through a state-approved school, like ProSchools. The hours of education required per line of authority are:
   • Life Insurance: 20 hours
   • Health Insurance: 20 hours
   • Property Insurance: 20 hours
   • Casualty Insurance: 20 hours
   Most commonly, students enroll in 40 hours of education for a Life & Health (L&H) license or 40 hours for a Property & Casualty (P&C) license. Upon finishing the coursework, you’ll receive a course completion certificate which is valid for one year.
2. Schedule and pass the required examination. You must pass the exam with a minimum score of 70%.
3. Have fingerprints taken digitally at the test center.
4. Submit the insurance license application. The license application may be submitted only upon passing the required examinations for each line of insurance you are applying for. To submit the license application, apply online at the National Insurance Producer Registry website. You may submit an application in paper form but paper submissions take significantly longer to process than electronic submissions.
5. Submit the Criminal Records Request form.
6. Maintain a place of business and/or live in Oregon.

If you are an insurance agent licensed in another state, you need to:

1. Request an original letter of clearance from the regulatory agency of the state in which you are actively licensed.
2. Find out if you are eligible for a waiver of the prelicensing and/or exam requirements by contacting the DCBS staff.
3. Submit the insurance license application. The license application may be submitted only upon passing the required examinations for each line of insurance you are applying for. To submit the license application, apply online at the National Insurance Producer Registry website. You may submit an application in paper form but paper submissions take significantly longer to process than electronic submissions.
4. Submit the Criminal Records Request form.