As you know, the long-term care industry is changing at a rapid pace. This course is designed to meet Tennessee's 8-hour education requirement for licensed producers selling long-term care insurance. You will take a comprehensive look at long-term services and providers; changes or improvements in long-term care services and providers; alternatives to the purchase of private long-term care insurance; the effect of inflation on benefits and the importance of inflation protection; consumer suitability standards and guidelines; and state and federal rules and requirements and the relationship between qualified state long-term care insurance partnership programs and other public and private coverage of long-term care services, including Medicaid. hide details...

This course reviews health plans, understanding Medicare claims, Long-Term Care policies, underwriting and policy provisions, non-forfeiture options for long-term care, disability income plans, disability policy options, overhead expense policies for business, taxes, disability underwriting and disability claims. hide details...

All life and health insurance producers that wish to continue selling LTC insurance coverage must complete a minimum of a four-hour "refresher" course every two years. This course satisfies the 4-hour refresher requirement and covers available long-term services and providers; changes or improvements in long-term care services and providers; alternatives to the purchase of private long-term care insurance; the effect of inflation on benefits and the importance of inflation protection; consumer suitability standards and guidelines; and state and federal rules and requirements and the relationship between qualified state long-term care insurance partnership programs and other public and private coverage of long-term care services. hide details...

From the history of COBRA to the penalties of HIPAA violations, this course explores their purpose and the effect they have on business today. Written to help insurance professionals understand the basics of COBRA and HIPAA administration, you will look at persons eligible for COBRA, the benefits available, safeguards required by HIPAA, the rights of employees under ERISA, and how to implement benefit programs consistently and legally. hide details...

An estate plan can accomplish many things for individuals of any age or income. Advance preparation is the key! This course introduces the broad concepts of estate planning and living trusts, as well as the finer details of intestacy laws, joint ownership, taxes and the importance of wills. hide details...

Operating ethically as an insurance producer required both obligations to your customer and responsibilities to the insurer. This course meets your three-hour ethics requirement and clarifies many of your duties prior to attaining coverage, as well as duties owed after issuing a policy. hide details...

In daily insurance practices, agents are put in situations that require ethical reasoning. This course explores an agent's ethical responsibility surrounding issues they are faced with, and the challenges that come with those dilemmas. hide details...

Flood Insurance is approved to meet the 3-hour Flood Insurance training course required for all producers who wish to sell flood insurance policies under the Flood Insurance Reform Act of 2004. This course is designed to ensure producers are properly trained and educated about the National Flood Insurance Program. Covered in the course is flood policy general rules and rating calculations; flood claims handling Process; and Requirements of the Flood Insurance Reform Act of 2004. hide details...

Saving for retirement is an important concern for us all. This course provides an introduction to the basic concepts and costs of retirement. Health care costs, personal savings plans, and Social Security provide consumers with a myriad of decisions to make in preparation for retirement. By the end of this course, you will have a basic understanding of IRA products, eligibility, contributions, and conversions. hide details...

Homeownership brings with it pride and responsibility. This course focuses on current trends and coverages in a homeowners insurance policy. It explores the more common policy forms with an emphasis on certain conditions, exclusions and endorsements. The course expands with an in-depth look at current, specialized coverage conditions, such as terrorism risk, kidnap and ransom coverage, and other 21st century exposures. hide details...

Nobody wants to think about aging. But an agent who's able to help the baby boomer generation plan well for the "golden years" will be a busy agent indeed. This course concentrates on the senior insurance market. It considers many different issues facing those in this demographic: medical coverage concerns, medicare and medicaid, prescription drug plans, long-term care, life insurance and estate planning issues. hide details...

This practical guide will help insurance professionals understand the needs of businesses in taking care of their employees. Discover all the choices out there: HMOs, PPOs, Executive Bonus, Buy-Sell, qualified retirement, and others. Requirements, characteristics, and tax consequences of all these are discussed. A must-have tool in today's world for this niche market! hide details...

All of us are given two guarantees in life -- death and taxes. This course delves into both gift taxation and estate taxes. You will first learn the foundation of estate transfer taxation and then move onto gift tax rules, gift valuation, elements of calculating gift tax and estate taxations. The remainder of the course concentrates on the most common gifts: those to minors and those to charities. At the conclusion of the course you will have a basic understanding of the fundamentals of gift and estate taxation. hide details...